Business Term Loan
Secure a lump sum of capital with predictable monthly payments. Perfect for major investments, expansion, or consolidating business debt.
$10k - $10mm
Loan Amount
Up to 10 years
Repayment Terms
Fixed Rate
Interest Type
How It Works
Submit Application
Tell us how much you need and what you'll use it for. We'll evaluate your business financials and credit profile.
Review Offer
Receive competitive loan offers with clear terms. Review loan amount, interest rate, and repayment schedule.
Receive Funds
Once approved, funds are deposited directly into your business bank account, often within days.
Key Benefits
Predictable Payments
Fixed monthly payments make budgeting and cash flow planning simple and straightforward.
Large Loan Amounts
Access substantial capital up to $10 million for significant business investments and growth.
Longer Repayment Terms
Spread payments over up to 10 years, keeping monthly costs manageable while accessing needed capital.
Flexible Use of Funds
Use loan proceeds for equipment, expansion, working capital, acquisitions, or debt consolidation.
Build Credit History
On-time payments establish strong business credit, opening doors to better financing in the future.
Competitive Rates
Benefit from competitive fixed interest rates that won't change over the life of your loan.
Qualification Requirements
- Credit Score: Personal credit score of 650+ required
- Time in Business: Minimum 1 year of operating history
- Annual Revenue: $250,000+ in annual revenue
- Profitability: Positive cash flow and ability to service debt
- Documentation: Financial statements, tax returns, bank statements, and business plan
Common Uses
Business Expansion
Open new locations or enter new markets
Equipment Purchase
Buy machinery, vehicles, or technology
Debt Consolidation
Combine multiple debts into one payment
Working Capital
Fund operations and day-to-day expenses
Ready to Get Started?
Apply now and get competitive loan offers for your business.